Ready to make the move? We can help

Ready to take the first step? Not sure what the first step is? Apply now.

Of course, the first step is to apply and find out which loan program is the right fit for you. Home affordability is the lowest it’s ever been, that’s why it’s so important to understand your buying power. Everybody’s situation is unique, and therefore everybody needs a loan product suited for them. In todays market, lenders have to work hard to stay alive and because of this, there are crazy good programs available to buyers to help mitigate unaffordable pricing and rates. We at Wallick & Volk have access to the best programs in the market currently. If there’s one thing our 90+ years of experience has taught us it’s that expanding our reach, especially in tight times is the best way to go for our customers. Speak with our lending specialists now to find out which program might be right for you and how you can save!

Do you qualify?

A simple question with a complicated answer. Typical lenders will require max 43/49 ratios. This means the mortgage payment may not exceed 43% of your monthly income, and that your mortgage payment PLUS your other debts(cars, student loans, credit cards) may not exceed 49% of your monthly income. With that being said remember you mortgage payment includes principle, interest, home owners insurance and taxes as well as any HOA dues. (for a complete mortgage calculator click here)

Different Loan programs allow for different ratios. The best way to learn and get started is to apply. It’s completely free and will give you the chance to create your own pathway to home ownership.

Have equity and are looking for a new home? Learn about Cash to Win!

Click on the “More Info” Tab to learn about the mortgage process, The Mortgage Masters and Wallick and Volk.

Remember, Getting approved is absolutely free, apply now