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Rates

Rates a subject to change daily, and may be different every time you enquire. Rates also depend on things like credit score, purchase price and down payment amount. Use 6.5 to calculated on the low end and 8.5 to calculate on the high end. Remember these numbers are completely suggestive, just to help you get an idea. Apply or call now to see what the real rates are

Taxes

There are only two things for certain… Death and Taxes.

Taxes depend on the area and are also subject to change. Go onto your county website to find out the tax rate and what your subject property is valued at. Real estate websites like realtor.com and Zillow offer their estimate taxes as well. For the low end use $250 a month and for the high end use $800. Remember these numbers are fictional and based on current market trends

HOA

Not all homes come with an HOA fee. Call the listing agent on any interesting property and ask them what the HOA fee is. Otherwise, for the sake of your calculation use $25 for the low end and $150 for the high end